Privacy Policy – Smart Khata

Effective Date: August 30, 2026
Last Updated: August 30, 2026

Smart Khata (“we”, “our”, or “the App”) is a digital ledger application designed to help users manage customer and supplier accounts, debit and credit transactions, receivables, payables, reports, and backups.

We respect your privacy and are committed to protecting your information. This Privacy Policy explains what information Smart Khata may process, why it is used, and how it is protected.

1. Information We Process

Account Information

If you choose to sign in with Google, Smart Khata may access basic account information necessary for authentication, such as:

This information is used to authenticate your account and associate synchronized application data with the correct user or workspace.

Smart Khata does not request or access your Google account password.

Ledger and Business Data

Information entered by you may include:

This information is provided by you for the purpose of operating your digital ledger.

Receipt and Bill Images

Smart Khata allows you to attach receipt or bill images to ledger records.

You may choose to:

Camera access is requested only when you choose to capture a new receipt or bill.

Selected or captured images are used only for the functionality requested by you and are stored as part of the App's data where applicable.

Smart Khata does not use your camera to capture photos without your action.

2. Local Data Storage

Smart Khata is designed as an offline-first application.

Ledger and related application data may be stored locally on your device so that core ledger functionality can continue to work without an active internet connection.

Local application data remains subject to your device's operating-system security and access controls.

3. Google Sign-In and Firebase

Smart Khata may use Google Sign-In and Google Firebase services for authentication and synchronization.

When synchronization is enabled, application data may be processed through Firebase services, including Cloud Firestore, to keep supported Smart Khata data synchronized between your authorized devices.

Data synchronization is used only to provide Smart Khata functionality and is associated with your authenticated account or workspace.

4. Google Drive Backup and Restore

Smart Khata provides an optional Google Drive backup and restore feature.

When you authorize this feature, Smart Khata requests access to the Google Drive application-data area (appDataFolder) for Smart Khata.

This access is used to:

Smart Khata does not request general access to all files in your Google Drive through this feature.

The App requests Google Drive application-data permission only when required for backup and restore functionality.

You may revoke Smart Khata's Google account authorization through your Google Account settings.

5. Permissions

Depending on the features you use and your Android version, Smart Khata may request permissions or system access for functionality such as:

Permissions are requested only when required by the corresponding functionality or Android platform.

6. Biometric and App Lock Security

Smart Khata may provide PIN and biometric app-lock functionality.

Biometric authentication is handled through Android's secure biometric APIs. Smart Khata does not receive or store your fingerprint, face scan, or raw biometric data.

Any locally stored security credentials used by the App are protected using appropriate application security mechanisms.

7. How We Use Information

Information processed by Smart Khata is used to:

We do not use your ledger information for advertising or sell it to third parties.

8. Data Sharing

We do not sell or rent your personal or business data.

Information may be processed by service providers required to operate Smart Khata functionality, including Google services such as Firebase and Google Drive.

Such processing is subject to the applicable service provider's privacy and security terms.

Information may also be disclosed where required by applicable law, regulation, legal process, or valid governmental request.

9. Data Retention and Deletion

Data stored locally remains on your device until it is removed through application functionality, application data is cleared, or the App is uninstalled, subject to Android behavior.

Synchronized or backed-up information may remain in Firebase or the Smart Khata Google Drive application-data area as necessary to provide synchronization, backup, restore, and recovery functionality.

Where deletion functionality is provided, users may delete supported records or backups from within the App.

If you require assistance regarding deletion of account-associated Smart Khata data, please contact us using the contact information below.

10. Data Security

We use reasonable technical and organizational measures designed to protect information handled by Smart Khata.

These include, where applicable:

However, no electronic storage or transmission method can be guaranteed to be completely secure.

11. Children's Privacy

Smart Khata is intended as a business and ledger-management application and is not specifically directed to children.

We do not knowingly design the App to collect personal information from children for advertising or profiling purposes.

12. Third-Party Services

Smart Khata may use services provided by Google, including:

Use of these services may also be subject to Google's applicable privacy policies and terms.

13. Changes to This Privacy Policy

We may update this Privacy Policy when Smart Khata's functionality, legal requirements, or third-party services change.

Any updated version will be published on this page with a revised “Last Updated” date.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or Smart Khata's handling of information, please contact:

Developer: Ajit Gupta
App: Smart Khata
Email: guptaajit2009@gmail.com